How Maternal Health Is Affected By Increased Health Insurance?

This study examines the impact of health insurance on maternal and reproductive service utilization and financial protection in low-middle income countries (LLMICs) to inform health financing reform discussions. Health insurance coverage is a significant determinant of maternal healthcare utilization, with women possessing health insurance being more likely to access these services. Measures of reproductive, maternal, newborn, and child health (RMNCH) services are crucial for monitoring progress towards sustainable development.

The primary outcome will be maternal and child access to health insurance and access to primary and secondary services, such as attending the minimum number of services. The commercial insurance cohort in the post-delivery discharge period showed that women residing in the southern region of the US compared with women residing in the northeastern.

The study estimates the impact of health insurance status on the use of maternal health services. It finds that policies aim to reduce maternal and neonatal deaths by enhancing skilled birth attendance and improving access to and use of services. Addressing inequalities that affect health outcomes, especially sexual and reproductive health and rights and gender, is fundamental to ensuring all women have access to these services.

Related evidence suggests that health insurance is positively correlated with the use of maternal health services, with uninsured women and their newborns receiving on average less prenatal care and fewer expensive perinatal services. Health insurance may be a viable long-term strategy to alleviate West Africa’s burden of high maternal and child mortality rates.

In Ethiopia, states that expanded Medicaid under the Affordable Care Act have seen a significant rise in health coverage among women of reproductive age. Health insurance coverage was significantly associated with women accessing 8+ ANC visits and delivering in health facilities after controlling for other factors.


📹 How maternal medical disparities affect women of color

Plus, how the Department of Health and Human Services hopes to improve care within the next five years.


What are the threats to maternal health?

Pregnancy-related health conditions, such as high blood pressure, diabetes, unhealthy weight, and infectious diseases, can worsen or cause complications during pregnancy, potentially leading to death or adverse outcomes for the mother and baby. Other risk factors include substance use, mental health conditions, and intimate partner violence. Native Hawaiian or Pacific Islander, AI/AN, and black women have higher rates of pre-pregnancy overweight and obesity compared to non-Hispanic white women.

AI/AN women are more than twice as likely to have a diagnosis of diabetes prior to pregnancy, while black women aged 20-44 have a higher prevalence of hypertension. White women have the highest rates of prescription opioid overdoses. Reproductive-aged women with disabilities are more likely to have risks to healthy pregnancies, including high blood pressure, cardiovascular conditions, diabetes, weight concerns, and mental health concerns, and are also at higher risk for poor birth outcomes.

What are three factors that contribute to health disparities?

Health disparities are preventable differences in disease burden, injury, violence, or opportunities for optimal health experienced by socially disadvantaged populations. These disparities are influenced by factors such as poverty, environmental threats, inadequate healthcare access, individual and behavioral factors, and educational inequalities. Despite progress in research, practice, and policy, disparities in youth health risk behaviors persist. These disparities are inequitable and are directly related to the historical and current unequal distribution of social, political, economic, and environmental resources.

What are the factors affecting maternal health services?
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What are the factors affecting maternal health services?

This study aimed to identify factors affecting the utilization of antenatal, delivery, and postnatal care services in rural Ethiopia. Data was gathered from the 2011 Ethiopian Demographic and Health Survey, focusing on women aged 15-49 years. The study considered socio-economic and demographic variables, including mother’s age at birth, educational level, sex of head of household, household wealth status, employment/work status, region, religion, birth order, and partner’s/husband’s level of education.

Results showed that mother’s age at birth, educational level, sex of head of household, household wealth status, employment/work status, region, religion, birth order, and partner’s/husband’s level of education were predictors of utilization of delivery care and postnatal care services. Religion and sex of household head did not predict antenatal care use.

To increase maternal healthcare service utilization and improve maternal healthcare utilization services in rural Ethiopia, critical interventions from regional and federal governments are needed. This includes providing more resources to educate mothers, creating job opportunities, and promoting literacy and economic self-reliance. Non-government bodies can also contribute to improving literacy levels and raising awareness about the disadvantages of early marriage and high birth orders.

What are the risk factors for maternal health?

Maternal age is a significant factor in pregnancy-related complications, with conditions like gestational diabetes, pregnancy-related high blood pressure, or preeclampsia more common for those over 35. To reduce these risks, it is essential to attend regular health care visits before, during, and after pregnancy, and inform healthcare providers about any preexisting conditions. It is not recommended to rely on this information for medical advice, and individuals should consult their doctor or a nearby clinic for any questions or concerns. The use of trademarks like HEAR, Hear Her Concerns, and Escúchela by the Texas Department of State Health Services does not imply endorsement by HHS/CDC.

What is high risk maternal health?
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What is high risk maternal health?

A high-risk pregnancy is a situation where a woman and her fetus face a higher-than-normal chance of experiencing problems. These risks can be due to factors in the pregnancy itself or preexisting maternal medical conditions, such as cancer, diabetes, or lupus. Events that occur during a pregnancy may also lead to high-risk status.

Pre-existing diabetes can be difficult for women during pregnancy, and individualized glucose management plans, home glucose meter loans, and one-on-one counseling are provided. Organ transplant patients, mostly kidney, but some liver transplants, are at higher risk for preeclampsia, hypertension, and fetal growth restriction. Chronic high blood pressure can lead to heart failure, brain bleeding, kidney failure, and preeclampsia, which can cause premature birth or pregnancy loss.

Thrombophilia, a tendency to develop blood clots, may increase risks in pregnancy. The Yale Center for Hemostasis and Thrombosis works to advance understanding of thrombosis and develop better treatments. Specialists consult regularly with patients to design optimal and safe care plans during pregnancy.

Rheumatalogic diseases, such as lupus, can increase a mother’s risk of preeclampsia and exacerbate a flare-up if not controlled. Heart disease, infectious diseases, cancer during pregnancy, and psychiatric diseases can also contribute to high-risk pregnancy outcomes.

Why is pregnancy not covered by insurance?
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Why is pregnancy not covered by insurance?

Maternity insurance is a type of health insurance that covers medical expenses for delivery, hospitalization, and medicines. It is important to purchase maternity insurance well in time to avail the benefits offered under pregnancy insurance. Maternity insurance helps expecting mothers get quality healthcare facilities without the financial burden. Key features of maternity health insurance include coverage for C-sections and normal deliveries up to the sum insured, as well as an add-on cover for up to two pregnancies.

Some companies also provide financial assistance for newborn vaccinations and other medical costs. Maternity insurance offers pre- and post-hospitalization coverage up to 30 days before and 60 days after hospitalization.

What causes maternal health disparities?

Racial disparities exist in healthcare, chronic conditions, structural racism, and implicit bias, leading to Black women being three times more likely to die from pregnancy-related causes than White women. These social determinants of health prevent many from having fair opportunities for economic, physical, and emotional health. During Black Maternal Health Week, learn how to support pregnant people to reduce factors contributing to pregnancy-related complications and death.

What are the most frequently reported maternal medical risk factors?
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What are the most frequently reported maternal medical risk factors?

Maternal medical risk factors include diabetes mellitus and hypertension, both linked to maternal obesity. However, there is no evidence that MVP is among the most frequently reported maternal risk factors. Hypertension associated with pregnancy is one of the most frequently reported maternal medical risk factors, not chronic hypertension. Anemia is not one of the most frequently reported maternal medical risk factors in pregnancy.

Health care is a rapidly growing sector in the U. S., and managed care was developed to control costs. However, quality control is not enough to influence its popularity. Managed care can limit access to specialists, and early discharge has created a need for additional home care. The professional nurse’s role has evolved to include providing care at the bedside, planning care for longer hospital stays, leading interdisciplinary healthcare providers, and managing care to cure health problems.

What can affect maternal health?

Maternal injury and death are primarily caused by factors such as excessive blood loss, infection, high blood pressure, unsafe abortion, and obstructed labor. Indirect causes include anemia, malaria, and heart disease. Most maternal deaths can be prevented with timely management by skilled health professionals in a supportive environment. Ensuring preventable maternal death is crucial, but merely surviving pregnancy and childbirth is not enough. Expanding efforts to reduce maternal injury and disability is also essential.

Does private health insurance cover pregnancy?

Private health insurance typically doesn’t cover pregnancy, birth, or post-natal care, but should be covered if complications affect health, such as miscarriage or pre-eclampsia. Policies typically cover emergency c-sections. Pregnancy isn’t considered a medical condition for insurance, and coverage typically doesn’t occur unless complications occur. PMI doesn’t cover termination, but it’s worth checking policies to see if there are exceptions, such as if continuing with a pregnancy would have a devastating impact on health.

What are the factors of poor maternal health?
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What are the factors of poor maternal health?

Maternal morbidity and mortality are influenced by several factors, including existing health conditions, older maternal age, and lifestyle factors like smoking. Some women may experience severe maternal morbidity, near misses, or death without known risk factors. Preeclampsia, a spike in blood pressure after the 20th week of pregnancy, increases the risk of high blood pressure, blot clots, and stroke later in life.

Women with gestational diabetes, high blood sugar during pregnancy, are at higher lifetime risk for diabetes (usually type 2) and fatty liver disease. These factors can be altered by the woman and her healthcare provider, but not all can be changed.


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This video covers maternal teaching for pregnancy, including nutrition and weight gain guidance, things to avoid in pregnancy, …


How Maternal Health Is Affected By Increased Health Insurance
(Image Source: Pixabay.com)

Rae Fairbanks Mosher

I’m a mother, teacher, and writer who has found immense joy in the journey of motherhood. Through my blog, I share my experiences, lessons, and reflections on balancing life as a parent and a professional. My passion for teaching extends beyond the classroom as I write about the challenges and blessings of raising children. Join me as I explore the beautiful chaos of motherhood and share insights that inspire and uplift.

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