Mexico’s standard maternity leave period is 12 weeks, starting up to four weeks before the expected due date. Female workers are entitled to receive a salary equivalent to 100 of their usual wage during this time. In the U.S., federal law does not require employers to provide paid maternity leave, except under the Federal Employee Paid Leave Act. The U.S. stands alone in not mandating paid leave for new parents, with Estonia leading the list with 86 weeks of paid leave.
Paid family and medical leave allows workers to receive wage replacement when they take extended time off from work for qualifying reasons, such as birth, adoption, or foster care. When the U.S. Department of Labor’s established criteria are met, employees have the right to claim their 12 weeks of unpaid family leave for the birth, adoption, or foster care. Just 8 of workers in the bottom quartile of wage-earning (generally less than $14 per hour) had access to paid parental leave in 2020, compared to white-collar roles.
To prepare for maternity or parental leave, employees should research the laws in their state and company in terms of time off, insurance benefits, retirement benefits, and vacation policy. Esurance offers various benefits and perks, including maternity leave, pet insurance, and more. Self-employed individuals can apply for maternity benefits through the Employee Insurance Agency (Uitvoeringsinstituut).
In summary, Mexican and U.S. laws allow employees to take paid maternity leave, while the U.S. does not mandate paid leave for new parents.
📹 Hundreds of Esurance customers are receiving refunds
A spokesperson for RI’s Department of Business Regulations says the issue was discovered during a regular rate filing review.
📹 When The Insurance Adjuster Comes To See Your Car Damage, Beware!
They owe you for damage repair costs not what you fix. Please share your comments at Facebook.com/GuardianCFM.
Ok I have issues w this. I’m NOT an adjuster but I AM an estimator for a shop. I work w all insurance companies and adjusters. Let me explain how this REALLY works: 1) we write what we see. It’s a preliminary estimate. It’s always subject to change. 2) 9 times out of 10 there WILL BE a supplement. A supplement is for additional damage repair and additional parts, can also be for part price adjustment, three stage paint adjustment, tax adjustments (if tiered), or sublets. 3) an estimate is EXACTLY THAT…an estimate. It is NOT a contract. 4) the insurance adjusters job is to keep labor low n to fix it quickly. If u r in a rental u get shoved ahead than if u r not. So make sure that u have rental coverage. Not everyone understands that n no bodyshop pays for rental cars because u neglected to have it. 5) depending on ur policy n company ur insured w – they can dictate to use AFTERMARKET & USED (recycled), n RECONDITIONED parts. If u want all new OEM – then u may end up paying the difference between what the adjuster put n what the shop orders. For the OEM stuff u can fight w the agent or just tell the body shop manager u want that instead n b prepared to pay the difference in price. Oh n let’s discuss the deductible because 9 times out of 10 y’all don’t get u HAVE to pay that – NOT the insurance company n certainly NOT THE SHOP. U have no idea how many times we argue w customers insisting we bf the deductible because they see that – sign in front they think 1) they don’t need to pay it or 2) they get it bk.
The insurance company’s latest trick is to write an estimate by pictures, that the customer sends, via smart phone. Then when they get back to the body shop for the supplement they complain and complain and complain about how much time you want to fix a dent. Most of the Adjusters are worried about what their boss might say about the difference between what they originally wrote and what the body shop now wants. I am so tired of getting in arguments for the adjusters every time they come back to the body shop for supplements. They are all highly stressed and always come in with an attitude. Basically I go very high with a repair because I know they’re going to cry and jump up and down, and want to to cut it down to what I really want to get so that’s the trick for me. As a body man, it’s just not what I want to do. I just want to fix cars. I don’t want to get into it with a adjuster with a bad attitude. They really are tightening the screws on everything these days. I’m seriously considering another career.
I got $11,000 on my 2011 CTS totaled out. I kept refusing their claims that it could be fixed. I took it to a highly rated trusted body shop. All the guy did was look at it as it sat and told me it had serious frame damage. There’s no way you’re saving that car with the miles that are on it. The fact is it can take months of negotiating back and forth to get what you need out of the vehicle that you have. Most people try to get it done within the window of their rental and just take whatever offer. Don’t do that! Especially if someone else was at fault you can go after their insurance company for your rental and then go after yours to extend it. Don’t ever take the first estimate!
I had a BMW 2014 and was involved in a very minor accident ended having my car totaled, a beautiful 5 series with a premium package. The adjuster sent me a picture of engine with built up grime stating it was an indication of a leak. I had to dispute that given that I had a warranty on the car and I was servicing my car at the BMW dealership. So you find your car totaled with the adjuster pictures, visual, opinionated judgement vs. BMW sensors and computers. Bear that in mind customers. You are the major stakeholders of the insurance companies and you need to fight for them to show their fiduciaries responsibilities.
Adjusters will write what they can see. An adjuster will never write for something that is “probably damaged under there” without seeing it. Having a body shop tech there won’t help if the damage is hidden. That said, an adjuster isn’t doing that to cheat you. Adjusters seeing a big hit on a car that isn’t torn down, know full well that they’ll be going back to the body shop to write a supplementary estimate for additional damages underneath those surface components. The most important thing is to have a competent body shop performing the repairs. If the estimate unfairly undercuts labor hours, or is missing required operations, that body shop manager will submit a supplement and negotiate with the adjuster for the right parts and repair. The vast majority of adjusters truly aren’t being dishonest or duplicitous with you. A substandard repair will just end up costing the company more in the long run through additional inspection, double purchasing of parts, or court costs.
There are a few inconsistencies you’re providing to your viewers. Number one insurance companies have an OEM endorsement that you must pay for in order to receive OEM parts for your vehicle unless the vehicle is under 12,000 miles in the state of California. Number two if your vehicle is registered to more than one person then the other person has an insurable interest an insurance company has to protect. You can’t just ask your claims adjuster to make the check out directly to you. Some states have requirements as to when the second party has to be listed on the check.
I’m going through crazy stuff right now with a dealership. Rush truck center when I replace a part and it’s 1 year warranty but the the part failed 10 months later now they don’t want to honor that warranty and talking about I need to pay for parts and labor but when I purchased the parts it’s a 12 w months warranty and labor. I’m looking to sue them for breach of warranty and False advertising
I HIT A DEER AND THEY WERE TRYING TO TAKE ME FOR A RIDE BY TELLING ME THE ROOF WAS DAMAGED it wasnt plus i made a mistake by going to a recomended shop from insurance totol loss was $14000 it looked like the body shop was very picky i told them there wasnt roof damage they told me its only up to the insurance if its totoled or not
What a joke. Asking a body shop manager to meet with an adjuster? Are you serious? When is a body shot manager going to leave their shop to meet with a cut rate carrier adjuster? Additionally, the use of the word counterfeit is a joke here. If you’re filing a claim with your insurance company, the parts that are written on your estimate are part of the policy in which you pay for. Refusing those parts is essentially refusing parts that you signed up for in the first place. If you want OEM only parts, maybe you should have paid for an OEM endorsement on your policy. What a joke
This is why I went with a Geico approved body shop. The work is warrantied for the life of car as long as I own it, so if it’s not up to my standard I have them redo it. Panels aren’t lining up right? Redo it. Paint doesn’t look right? Redo it. Panels shifted 2 years later? Redo it. Obviously they’re incentized to do it right the first time, since me coming back isn’t profitable. But if they don’t get it right the first time around, I’m covered at least.
Some guy hit my suv and bent the rim and axle and he took off but he was on article so I had to wait till the cops found him and I was 1200 Miles from home so I had to drive it like that by time the cops found him I went off the road in a snowstorm from the front end being fucked up Geico finally I went to look at it that 4 months later And send me a check for a $1000 bucks and tells me there only paying for what the guy did and I had a Mercedes M L3 50 so I got fucked out of a car and lost my home all over this shit now I’m still not back in FL yet I’m still stuck in NY with my wife and kids living in a rv was staying in a hotel but my Bank account is negative now so I have no money to buy a car I’m talking with the news about it
A few days ago, a gentleman sideswiped my car just a little and made scratches to my bumper and some of the body of the car on the driver side. I called their insurance company and they were on it right away. What I don’t understand is that because I own my vehicle, they are persistent on getting me to take it to the shop to get it fixed as opposed to talking to me about the estimate. I don’t know the cost of the fix, but it’s very minor and I would rather keep the money for myself. I have not heard from the adjuster after I gave him my email and I am receiving phone calls about setting up with enterprise to get a rental. I don’t know how to tell the insurance company that is paying for my damages that I want to check and I’m not going to bother fixing it. Any ideas?
I’m an insurance noob. I accepted the offer and estimate from insurer of guy who hit my clean, vintage 1999 Surburban 4×4 SUV & was about to have it fixed ($4500 estimate) then they said at last minute it’s a total loss. I took the $3500 pay out cause they said it was totaled and title is flagged but I could buy it back. but what were my options to keep it from being labeled total (salvage title) as damage was all cosmetic to rear quarter,light, door, & bumper. Yes, I let their referred shop do the estimate (now I know). Even after they (ick it up but I don’t have the $$ yet, is it too late? It’ll cost me $5k in Los Angeles to replace of equal condition.
Car was recently stolen full coverage, luckily it was found the same day within 12 hours but there was damage to the vehicle, body damage, also when I went to close my door I could hear a bunch of water in the door and the electronics were not working properly for the windows Etc. The insurance adjuster came out to look at the car while I was at work unable to open the vehicle for him, which there was a giant cut in the seat that isn’t being accounted for with the money. Additionally some electronic issues, so the first appraisal for the body damage was $1,871. After speaking to a ve4y nice lady who said do not take the money, and that he would have to come out again, now he’s saying that once it’s at a shop any more $ would be in a check for the body shop. Feel like he’s just a dick who doesn’t wanna be fair. My question, if I accept the $1,871, why would the other money be written by check to the body shop or any other shop that does electronics. When he looked at the vehicle the car was locked and he was unable to see the interior damage such as a person cutting the front seat, just a game to them it feels like
I once was inadvertently involved in an accident with a semi truck and another car. He split the lane between us, hitting us both. Scraped it. The truck company sent a guy down to talk to me. I Saud the trucker had nothing to do with the guy hitting us. He was just going along. The moron in the other car claimed it drove itself. OK, unintended acceleration. But does that affect the parking brake/brakes or the steering…? No, they’re all separate.
I need help . I bought policy in march for liability. But after speaking to attorney prior to a different case . Was recommeded to get collision and comprehensive coverage . I did so. One month later while car is parked in my apartment some one or somthing hit my car . I made a claim . My adjuster send me straight to fraud and my car i took it to the shop . Insurance came there and total my car . But never paid me . Shop put a lien to the car. And now no car and no money . What the heck is wrong with progressive .